do you have to have motorcycle insurance in california

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  • What is motorcycle liability insurance coverage in California?

    • In order to be compliant with California law, your motorcycle insurance policy must have liability insurance coverage. This type of insurance will pay for property damage and bodily injury suffered by others in a crash that you caused.

  • Do you have to have insurance to drive a motorcycle?

    • California Motorcycle Insurance Requirements California does not require motorcycle insurance, but it does require that the person who owns a motorcycle or other two-wheeled vehicle to have the ability to pay for liability should he or she get into an accident. Liability covers Prop Damage and Bodily Injury you cause to other people.

  • What is considered a motorcycle in California?

    • A motorcycle is defined as a vehicle with two or three wheels and an engine 150 cubic centimeters (cc) or larger. To ride a motorcycle in California, you typically need an M1 motorcycle license, proof of insurance, and a DOT-approved helmet.

  • What are the minimum liability insurance limits for a motorcycle accident?

    • In order to be compliant with California law, your motorcycle insurance policy must have liability insurance coverage. This type of insurance will pay for property damage and bodily injury suffered by others in a crash that you caused. Here are the minimum liability coverage limits the state requires: $15,000 for injury/death to one person