is car insurance more expensive than motorcycle

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  • What is the average cost of motorcycle insurance?

  • The average cost of car insurance is $1,300 per year, while motorcycle policies average $518 per year. It makes sense, considering there are far more cars on the road compared to bikes. Also, cars have a higher MSRP value and more parts that鈥檒l get damaged in an accident, making them more expensive to repair or replace.

  • Why are there more car insurance companies than motorcycle insurance companies?

  • When searching for insurance, you鈥檒l find more car insurance providers than you can count, while motorcycle insurance has fewer options. Why is that? Car insurers have a wider customer base than motorcycle insurers to attract new business.

  • Does car insurance cover passengers in an accident?

  • A car insurance policy automatically covers protection for the passengers in an accident as long as you buy more than standard liability coverage. However, motorcycle insurance coverage is different as bikes are usually presumed to be a transport for a maximum two person i.e. rider/driver and pillion.